AY 2026-27 schema is live

File your Income Tax Return. Without the headache.

Prepare ITR-1 and ITR-4 with auto-calculations under both regimes, real-time CBDT validation, and schema-compliant JSON you can upload directly at incometax.gov.in — no logins, no spreadsheets.

No sign-up to draft CBDT-validated JSON Drafts saved on your device
750 +
CBDT rules covered
12 min
Avg time to draft
2
Assessment years live
100 %
On-device drafting
Built for accuracy

Every number, validated. Every regime, compared.

A focused toolkit for filers who'd rather understand their return than wrestle with it.

Auto tax calculation

Old & new regime computed side-by-side as you type — see the cheaper option in real time, with every slab and surcharge accounted for.

Live sidebar preview

Your total income, deductions, and tax liability update instantly in a sticky sidebar — no surprises at the end of the form.

CBDT-validated JSON

Output is checked against 750+ official validation rules before export. Upload the JSON directly at incometax.gov.in — no re-typing.

Drafts auto-saved

Everything you enter is stored locally on your device, so a tab close or refresh won't lose your work. Resume any time before the deadline.

New · for ITR-4 filers

Drop in your Balance Sheet. Skip the typing.

Upload a PDF or photo of your balance sheet. Simplifile's AI reads it, classifies every line, and fills the Financial Particulars of Business schedule for you — capital, debtors, creditors, stock, cash, the lot.

  • PDF or image — either worksScanned statements, screenshots from Tally or Zoho Books, even a clear phone photo.
  • Maps to the Sec 44AD scheduleSundry debtors, sundry creditors, stock-in-trade, cash balance — placed in the exact CBDT field.
  • Review before anything is savedEvery field shows the source line from your document. Edit or accept with one click.
  • Your document stays privateFiles are processed and discarded — never stored, never used for training.
How it works

From prefill to ready to upload Json in minutes

STEP 01

Pick your form

Choose ITR-1 or ITR-4 and the assessment year. We'll surface only the schedules that apply to you.

form    ITR-1 (SAHAJ)
ay       2026-27
regime  auto-compare
STEP 02

Fill, validate, compare

Enter salary, deductions, and other income. Watch your tax under both regimes update live, with errors flagged inline.

rules   339 / 339 passed
old     ₹ 2,38,420
new    ₹ 1,91,210 ✓
STEP 03

Export & upload

Download a schema-compliant JSON file. Sign in at incometax.gov.in, upload, e-verify — and you're done.

file    ITR1_AABCS1234_2026.json
size    28.4 KB
status  ready to upload
Privacy by design

Your return never leaves your device.

Simplifile runs entirely in your browser. Form 16 PDFs, PAN numbers, income figures — all of it stays on your machine. We don't have a database to leak.

  • No account required to draft a return
  • Local-only drafts, encrypted at rest
  • Open-source schema validators
  • Zero telemetry on income data
Rules
750 +
CBDT validation rules across ITR-1 & ITR-4
Data
Local only
Drafts stored on your device, never our servers
Cost
Free to draft
Export the JSON without a paywall
FAQ

Answers, in plain English.

Do I still need to log in at incometax.gov.in?
Yes. Simplifile prepares the JSON file your return is built on — you'll upload that to the official income-tax portal and e-verify there. We don't (and won't) ask for your portal credentials.
Which assessment years are supported?
AY 2025-26 (for income earned in FY 2024-25) and AY 2026-27 (FY 2025-26). The new-regime slabs and rebate thresholds for AY 2026-27 are already in place.
What's the difference between ITR-1 and ITR-4?
ITR-1 (SAHAJ) is for resident salaried filers with up to one house property and standard other-sources income. ITR-4 (SUGAM) covers presumptive business and profession income under sections 44AD, 44ADA, and 44AE. Both cap at ₹50 lakh total income.
Is my Form 16 data uploaded anywhere?
No. Parsing happens entirely in your browser. The PDF and every value extracted from it stays on your device, full stop.
How accurate is the regime comparison?
Calculations follow CBDT rules for both regimes, including standard deduction, 87A rebate, 4% cess, and surcharge slabs. The comparison number is the actual tax payable under each regime given everything you've entered.
Does Simplifile cost anything?
Drafting and exporting a valid JSON is free. You don't need an account for that. Paid features — if and when added — will be opt-in and won't change the free flow.

Ready to file? Start your return — no sign-up needed.

Most filers finish ITR-1 in under fifteen minutes with Simplifile. You can save and come back to it any time before 31 July 2026.